Open Enrollment is open now through June 14th!

Your 2024-2025 Benefits Guide

Medical / Tobacco Cessation & Surcharge

We’re committed to offering tools to help you make healthy choices. That’s why we provide free tobacco cessation support through LiveHealth Online Tobacco Free Program. Get support and stop paying the tobacco surcharge when you complete the program. LiveHealth Online Tobacco Free Program provides, convenient access to health coaches and doctors through private and secure two-way video. When needed visit with a board-certified doctor to receive medication management to support a quit attempt-sent to your home.  Access LiveHealth Online Tobacco Free Program via smart phone, tablet or computer.  Self-scheduled appointments, 7 days a week Questions? Call at 1-888 LiveHealth and online at

You are required to certify that you and your covered spouse/domestic partner are tobacco free. If you do not, you will be required to pay an annual $600 surcharge for each of you (deducted in equal amounts each paycheck). If you enroll in the LiveHealth Online Tobacco Free Program and complete the coaching sessions, you can eliminate the tobacco surcharge from the date you complete. To get started, call 1-888 LiveHealth and online at

Quit Now to Benefit Your Body and Your Wallet

Know the difference between quitting tobacco today and waiting until tomorrow:

  • Save your life: According to the CDC, smoking is the leading cause of preventable death in the United States. Learn more
  • Save your money: If either you or your covered spouse/domestic partner use tobacco, you’ll pay a $600 surcharge on your Smiths Group medical coverage. The surcharge increases to $1,200 if you both use tobacco. And the costs don’t end there. The American Cancer Society calculated that for every pack you smoke, you incur an average of $35 in health-related costs. Learn more
  • Save your friends: There is no safe level of exposure to second-hand smoke. In fact, the World Health Organization suggests that it causes more than 890,000 premature deaths per year. Learn more

Quit using tobacco with help from LiveHealth Online Tobacco Free Program today!