Open Enrollment is open now through June 14th!

Your 2024-2025 Benefits Guide

Open Enrollment Benefit Selection

Open enrollment is from June 3 to June 14, 2024. You’ll find answers to vital questions and everything you need to complete the process here.

What Do You Need to Do During Open Enrollment?

Log in between June 3 – June 14, 2024 to:

  • Review and make changes to your benefits. If you take no action, your current coverage will continue.
  • Re-elect a Flexible Spending Account (FSA) or Health Savings Account (HSA).
  • If you have a Health Care or Dependent Care FSA, you will default to no contributions unless you make an election. Changes may only be made during Open Enrollment or within 30 days of a Qualified Life Event.

    If you have an HSA, you will default to no contributions unless you make an election. Contribution elections do not roll over. You may stop, start, or change your HSA elections at any time by calling the Smiths Group Benefits Center at 1-866-330-6555.

Log In to Start Open Enrollment

  • Complete your Tobacco Use Certification or pay a surcharge. If you don’t take action, you and your covered spouse/domestic partner will be defaulted to tobacco users and pay an annual surcharge of $600 each.
  • Complete the Spousal Surcharge Certification. If you take no action, your current certification will roll over. If your spouse/domestic partner has access to other coverage and you choose to enroll them in Smiths Group medical coverage, you will pay a $300 monthly spousal/domestic partner contribution.

Explore Your Benefits Options

You can make changes to any of your benefits elections during open enrollment. Explore all the benefits available to you here.

Ready to Enroll?

You can enroll online or you can call a customer service representative who can do it for you.

Start Online Enrollment Call Us: 1-866-330-6555

Enrollment Terminology, Explained

Choosing your benefits is easier when you understand exactly what you’re talking about. Here are definitions of common enrollment terms associated with employee benefits.

COBRA

Co-insurance

Co-payment

Deductible

Health savings account (HSA)

High-deductible health plan (HDHP)

Health reimbursement arrangements (HRAs)

In-network

Out-of-network

Out-of-pocket maximum

PPO

Premium