Open Enrollment for John Crane, BIS, and Smiths Group is July 9 through July 18, 2025

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How does my deductible work?


You must meet your annual deductible before the plan begins to pay a percentage of your claims(coinsurance). Certain services, such as in-network covered preventive care, will be paid at 100% regardless of whether you have met your deductible. Take a look at the Benefits Guide for more details.