Smiths Group offers additional benefits to employees, regardless of medical plan election.

Voluntary benefits with Aflac- updated January 2023:

Group Accident Insurance helps pay costs that arise from covered accidents such as fractures, dislocations and lacerations. This plan provides 24-hour coverage, which means you’re covered at home and at work.

Just because an accident can change your health, doesn’t mean it should change your lifestyle too.

Accidents can happen in an instant affecting you or a loved one. Aflac is designed to help families plan for the healthcare bumps ahead and take some of the uncertainty and financial insecurity out of getting better. Protection for the unexpected, that’s the benefit of the Aflac Group Accident Plan.

After an accident, you may have expenses you’ve never thought about. Can your finances handle them? It’s reassuring to know that an accident insurance plan can be there for you in your time of need to help cover expenses such as:

• Ambulance rides
• Emergency room visits
• Surgery and anesthesia
• Prescriptions
• Major Diagnostic Testing
• Burns
• Plan Features
• Benefits are paid directly to you, unless otherwise assigned.
• Coverage is guaranteed-issue (which means you may qualify for coverage without having to answer
  health questions).
• Benefits are paid regardless of any other medical insurance

Click here for more details.

Group Critical Illness Insurance
helps pay the expected and unexpected expenses that arise from diagnosis of a covered critical illness such as cancer (internal or invasive), heart attack, stroke, end-stage renal failure or a major organ transplant. Having group critical illness insurance from Aflac means that you may have added financial resources to help with medical costs or ongoing living expenses.

This plan includes an annual $50 Health Screening Benefit, make sure you take advantage of this benefit.

The Aflac Group Critical Illness plan benefits include:

• Critical Illness Benefit payable for:
  • Cancer
  • Heart Attack (Myocardial Infarction)
  • Stroke
  • Kidney Failure (End-Stage Renal Failure)
  • Major Organ Transplant
  • Bone Marrow Transplant (Stem Cell Transplant)
  • Sudden Cardiac Arrest
  • Coronary Artery Bypass Surgery
  • Non-Invasive Cancer
  • Skin Cancer
  • Severe Burn
  • Coma
  • Paralysis
  • Loss of Sight/Hearing/Speech
• Health Screening Benefit

Features:

• Benefits are paid directly to you, unless otherwise assigned.
• Coverage is available for you, your spouse, and dependent children.
• Coverage may be continued (with certain stipulations). That means you can take it with you if you change jobs or retire.

Click here for more details.

Group Hospital Indemnity Insurance helps pay the costs associated with a hospital stay including benefits for hospital confinement, hospital admission, or hospital intensive care.

The plan that can help with expenses and protect your savings. Does your major medical insurance cover all of your bills?

Even a minor trip to the hospital can present you with unexpected expenses and medical bills. And even with major medical insurance, your plan may only pay a portion of your entire stay. That’s how the Aflac Group Hospital Indemnity plan can help.

It provides financial assistance to enhance your current coverage. It may help avoid dipping into savings or having to borrow to address out-of-pocket-expenses major medical insurance was never intended to cover.

Like transportation and meals for family members, help with child care, or time away from work, for instance.

The Aflac Group Hospital Indemnity plan benefits include the following:

• Hospital Confinement Benefit
• Hospital Admission Benefit
• Hospital Intensive Care Benefit and more

Click here for more details

Click here to submit claims or to learn more about the voluntary benefits with Aflac, call 1-800-433-3036.