Discover how our comprehensive benefits program can you and your family’s overall wellness.
Use the following checklist to get started with your benefits and make the most of all that’s available to you as a Smiths Group employee.
Once you’ve chosen your benefits, you’ll have the opportunity to change your options once a year during our annual open enrollment period.
You may also be able to make changes throughout the year if you experience a ‘qualified life event’ (such as getting married or having a child).
If you want to make a change following a qualified life event, log in to your online account or call 1-866-330-6555 within 30 days of the event.
The following events are examples of a qualified life event:
As an employee of Smiths, you’re eligible for our benefits program if you’re employed on a regular full-time basis and are scheduled to work at least 20 hours per week beginning August 1, 2023.
Partners and dependents are also eligible for benefits as long as they meet certain requirements. This includes:
Your legal spouse or registered domestic partner
Children under the age of 26 (until the day they turn 26)
Children of any age who have an eligible disability and are dependent on you for support (this can include your partner’s children). Dependents over the age of 26 must be verified by the Smiths Group Benefits Center.
If your spouse or domestic partner(DP) has access to another medical plan including Medicare, there’s a monthly spousal/DP contribution of $300. It’s not assessed if your spouse or domestic partner does not have access to another medical plan.
A Preferred Provider Organization uses a network of doctors and hospitals that provide healthcare. You may choose providers in or out of the network, but you will pay a greater share of the expenses if you use out-of-network providers. No Primary Care Physician is required.
Doctors, hospitals or other healthcare facilities that are contracted with a healthcare plan.
A group of doctors, hospitals or other healthcare facilities that are not contracted with a healthcare plan.
This is coverage available to employees and their eligible dependents enrolled in the Smiths Group medical, dental, vision, FSA and EAP benefits. If you are off work on an extended leave of absence, or terminate employment this may be an option. For more information regarding COBRA please visit Continuation of Health Coverage (COBRA) | U.S. Department of Labor (dol.gov)
The percentage you pay when you receive care after you have met the annual deductible, if one applies.
The amount you pay first each year before the plan begins paying expenses for covered services.
A Health Savings Account is only available if you are enrolled in a high deductible plan (Anthem Advantage) and you meet HSA eligibility rules. For more information visit Publication 969 (2020), Health Savings Accounts and Other Tax-Favored Health Plans | Internal Revenue Service (irs.gov)
Qualifying for an HSA
To be an eligible individual and qualify for an HSA, you must meet the following requirements.
The maximum amount you pay each year for covered services. This does not include the money you contribute each pay period towards your healthcare costs.