Will I be protected if I experience a catastrophic illness or injury?

Yes. Once you reach the Out-of-Pocket Maximum, the plan will pay for all eligible medical expenses for the remainder of the plan year. Remember, although you may have reached your Out-of-Pocket Maximum, Out-of-Network providers can still send you bills for charges that are not covered by the plan. To reduce your costs, you should try and receive care from in-network providers to the extent possible. Please read this new law to help protect you from surprise billings.