What medical services are subject to my deductible?

In general, all medical services—with the exception of  in-network covered preventive care services (HSA & PPO) and prescription drugs (PPO plan)—are subject to your deductible. Once the deductible is met, medical services will be subject to coinsurance. Medical services may include hospital, surgical, diagnostic, mental health and prescription medications. 2024-2025 Benefits Guide.