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Your 2024-2025 Benefits Guide

I am approaching retirement. What do I need to know about having an HSA and enrolling in Medicare?


When you enroll in Medicare, you may continue to use your HSA balance for eligible health care expenses. However, once enrolled in Medicare (Parts A and/or B), you will no longer be eligible to contribute to your HSA and Smiths Group will not make contributions to your HSA either. For information regarding Medicare take at look at these sites:

Medicare.gov: the official U.S. government site for Medicare | Medicare

​​​​​Working past 65 | Medicare

HSA_and_Medicare.pdf (optum.com)